Philippe H. Berthoud and Patrice Zürcher met in 2018 at a finance event in Hamburg. Despite their different professional backgrounds, they immediately bonded over their passion for innovative financial products and high-yield niche strategies. Beyond the financial markets, they also share interests such as competitive tennis and a love for the freedom of being on the water. After extensive discussions, Philippe and Patrice decided in January 2025 to combine their more than 60 years of financial market experience into a joint venture. Their goal: an exclusive financial boutique offering discerning investors access to attractive investment solutions with above-average return potential and low risk.

With Philippe as the innovator and strategist and Patrice as the product specialist and regulatory conscience, TIM Group  and TIM-Consulting were born entering in a close cooperation. Thanks to their complementary expertise, both companies combine unique niche strategies characterized by high stability, excellent risk-return profiles, and a lack of correlation with traditional financial markets.
 

In this way, TIM Group and TIM-Consulting P. Zürcher create real value for risk-conscious investors setting new standards in asset protection and return optimization.